The story archive
A confession is a real, first-person account of living with debt: the avoidance, the shame, the relief of finally saying it out loud. Each one is also a short documentary on YouTube. New stories are published every week.

My Prepayment Meter Decides When We're Warm
£2,673 in energy arrears, collected through the meter

My Landlord Doesn't Know I'm Three Months Behind

£3,800 Behind on Council Tax
£3,800 in council tax arrears, court costs and fees

My Bank Kept Raising My Credit Limit
£7,400 on one credit card, against an £8,000 limit

The Debt That Was Hidden From Her
£2,340 across seven instalment apps

How a £200 Coat Quietly Became £4,000 of Debt
£4,000 across six buy now pay later orders and one financing plan

The Funeral Debt Nobody Warns You About
£3,700 of funeral costs on a credit card

When Your Own Wages Aren't Yours to Spend

My Son Asked for a Loan I Didn't Have
I'm 58 and Still Paying for My Twenties
The Work Is Real. The Pay Won't Stay Still.
£26,000 across two credit cards, an overdraft and a personal loan

How a Single Mum Ends Up £17,000 in Debt Without One Reckless Purchase
£17,000 across two cards, an overdraft and a catalogue

I Thought a £15,000 Pay Rise Would Fix My Debt. It Made It Worse.
£28,500 eighteen months after the pay rise

My Partner Hid £28,000 of Debt From Me
£28,000 hidden across cards, loans and overdrafts

The Balance I Stopped Checking
£47,000 in credit card debt
