Real stories about debt. Honest explanations of why it happens.
Cashflow Confessions gives voice to the people behind the statistics, and decodes the systems that put them there. Every story is also a short documentary on YouTube.
New documentary and journal entry published every week.
Start here
A confession is a real, first-person account of living with debt, told plainly, without judgement. Begin with the latest.
The systems behind the stories
Where confessions are the human side, Understanding decodes the money mechanics, policy and psychology that shape them.
The Debt That Doesn't Leave When the Abuser Does
Some debt is a choice. Some debt is put there by someone else. Around 1.6 million adults in the UK were pushed into debt this way in a single year, and the balance, and the damaged credit file, outlast the relationship that created them.
The Bank of Mum and Dad Is Overdrawn
Families in Britain hand over billions each year to help their children buy homes. The warmth is real. So is the cost, and it lands on a generation that is often already carrying debt of its own.
Debt Was Supposed to End at Fifty
Most people picture debt as a young person's problem, something you grow out of. For a growing number of people over fifty, that is no longer how it works, and the reasons are structural, not personal.
The numbers behind the silence
If you need to talk to someone
Cashflow Confessions is editorial, not advice. These organisations offer free, confidential, regulated debt help.
StepChange Debt Charity
Free, confidential debt advice and debt management plans.
www.stepchange.org0800 138 1111
National Debtline
Free, independent debt advice over the phone and webchat.
www.nationaldebtline.org0808 808 4000
Citizens Advice
Local and online guidance on debt, benefits and consumer rights.
www.citizensadvice.org.uk0800 144 8848