Where to get real help, today
If debt is affecting you right now, these UK organisations offer free, confidential and regulated advice. You don't need to have a plan before you contact them. Most people don't.
Citizens Advice
Local and online guidance on debt, benefits and consumer rights.
citizensadvice.org.ukCashflow Confessions is an editorial and educational platform. We do not provide financial advice or debt solutions. For help with your own situation, contact a free, regulated debt advice charity such as those listed above.
If debt is tangled up with something else
Some situations need more than general debt advice. These services specialise, they are free and confidential, and they are used to the conversation you might be dreading.
National Gambling Helpline (GamCare)
Free, confidential support for anyone affected by gambling, including the debt it leaves behind. Phone, live chat and WhatsApp.
gamcare.org.uk0808 80 20 133Free, 24/7
Financial Support Line
Specialist money advice for anyone experiencing domestic or economic abuse. Run by Money Advice Plus with Surviving Economic Abuse.
survivingeconomicabuse.org0808 196 8845Free, Mon to Thu 9am to 4pm, Fri 9am to 12pm
National Domestic Abuse Helpline
Free, confidential support at any hour if you are experiencing abuse, including control over your money. Run by Refuge.
nationaldahelpline.org.uk0808 2000 247Free, 24/7
Down to Earth (Quaker Social Action)
Free, confidential help with the cost of arranging a funeral, including what support you may be entitled to. Best contacted before the funeral takes place.
quakersocialaction.org.uk020 8983 5055Free
Action Fraud
The national reporting centre for fraud and cybercrime in England, Wales and Northern Ireland. Reporting starts the clock on getting money back. In Scotland, report to Police Scotland on 101.
actionfraud.police.uk0300 123 2040Mon to Fri 8am to 8pm, or report online at any time
Victim Support
Free, confidential support after a crime, including the shame and shock that follow a scam. Independent of the police, and available whether or not you have reported it.
victimsupport.org.uk0808 168 9111Free, 24/7
What we're building next
As the platform grows alongside the documentary series, these references will join the resources section. Want them as they launch? The newsletter is the place to follow along.
UK Debt Statistics
An interactive look at the numbers behind Britain's debt picture, updated regularly.
In developmentGlossary
Plain-English explanations of the terms used by lenders, creditors and debt advisers.
In developmentBudget & Affordability Check
A quick, anonymous tool to see where your money is going and what might help.
In developmentGetting Through It
Step-by-step guides for the practical and emotional sides of dealing with debt.
In developmentDebt Myths, Busted
Common misconceptions about debt, bailiffs and credit scores, fact-checked.
In developmentFind an Organisation
A directory of free, impartial debt advice services across the UK.
In development